Your luxury vehicles require exceptional investment in terms of maintenance as well as cover. Not many insurance companies in UK offer short-term car insurance for expensive cars. Luxury cars require unique coverage and those standard traditional policies won’t meet your needs quite often.

Whether you own high-value vehicles like Mercedes or a vintage classic, Quick Insure cover provides both luxury as well as classic car insurance.

What is Luxury Car Insurance?

Luxury cars are high-value vehicles that offer exceptional performance, comfort, style and features unlike regular cars. Luxury car insurance is the type of insurance exclusive for these expensive cars like BMW, Rolls Royce, Mercedes, Range Rover etc.  

Sports cars like Porsche 911 Carrera are also included in luxury and expensive car insurance. All these vehicles contain high-performance engines thereby being expensive to insure.

Temporary Insurance for Luxury Cars

With electric cars on rise, luxury car insurance on a temporary basis is in demand more than ever. The reason why luxury and sports car insurance are costlier is due to high repair costs. We have curated a list of coverage types you can consider for your high-value vehicles.

Collision Coverage

Most short-term car insurance companies offer collision coverage for expensive cars. If you have an accident and your car is damaged, your monthly car insurance will cover for the damages regardless of the fault and model.

Liability Coverage

Liability coverage is also known as third-party coverage, providing coverage for the damages and injuries caused to the other person in the accident.

Medical Payments Coverage

Some temp car insurance companies also offer Medical Payments Coverage (MedPay) in case of brutal accidents. This means both you and the other person who encountered accidents are covered in terms of medical expenses.

Comprehensive Coverage

Luxury cars are more prone to incidents of theft and vandalism. To protect your car from animal strike causing broken vehicle glass or theft incidents, comprehensive coverage is ideal for luxury car owners.

When You Might Need Temporary Insurance for Luxury Cars

From sports cars like Toyota Supra to luxury cars like Rolls Roye, temporary cheapest car insurance is ideal for those who don’t drive regularly. Here are some scenarios where you might need to get car insured on a short-term basis.

Sharing Luxury Car-If you share your luxury car with friends or family, getting cheap luxury car insurance on a temporary basis will let them drive without altering your primary policy.

Borrowing or Test driving-If you are test-driving your sports car, getting temporary sports car insurance will not only get you insured but will also buy you more time to shop around for annual policies.

Special Occasion-If you use your luxury car for wedding or special business meetings, then buying a cheap luxury car insurance quote will provide you 24 hours coverage.

Car Under Repair-If your luxury car is under maintenance for daily, buying cheap daily car insurance UK on a replacement vehicle will provide short-term coverage until your car is repaired.

Temporary vs. Annual Insurance for Luxury Cars

Temporary car insurance is ideal for individuals who drive their expensive cars occasionally.

If you own a sports car and only use it for track day, buying one-day car insurance for sports car will save your day as well as overall cost. Investing in annual policies won’t be ideal if you use high-value vehicles on weekly or monthly basis only.

Quick Insure Cover offers short-term coverage for fast cars with cheap insurance lasting from 1 to 30 days.

Short-term Insurance for Vintage Cars

While we converse about current luxury cars, classic car insurance is a subject less talked about. If you or your family member own some vintage classic like Volkswagen Beetle, buying a temporary classic car insurance quote will provide comprehensive coverage.

Picture this: Your father was hand-down a classic Mustang and unfortunately had an accident, buying temporary cheap car insurance for classic vehicles will provide coverage for damages.

Temporary car insurance ensures that both vehicle as well as driver are covered and car value vintage is intact.

Cheapest Luxury Cars to Insure for Temporary Coverage

The cost of annual car insurance policies in the UK surpassed a record high of £924 as of March, 2024. Therefore, many UK residents opted for hourly and daily car insurance quote particularly young drivers. Below is the list of few cheapest cars to insure with temporary insurance.

Drive Away Insurance for Luxury Cars

Drive away insurance is a type of insurance that provides coverage for a limited period of time. This provides coverage so you can drive a newly purchased luxury car straight home with peace of mind.

Now, you can buy BMW drive away insurance quote with Quick Insure Cover in under 2 minutes!